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(800) 795-2555
|Routing # 283980099
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(800) 795-2555
|Routing # 283980099
Employment Application Member Protection CenterHomeVisit Instagram PageVisit Facebook Page
Accounts Accounts Main Checking Debit Card Savings Certificates Retirement Savings Christmas Savings Vacation Savings Loans Loans Main Auto Loans Recreational Mortgage Loans Credit Card Loan Rates Loan Payment Options Pay My Loan Loan Calculators Online Services About Become A Member Welcome New Members Locations & Hours Troubleshooting & FAQ Career & Volunteer Opportunities Education Privacy Policy BanzaiOnline Banking Login
Signet FCU
Start with More Options. Drive Away with Confidence.
Start with More Options. Drive Away with Confidence.
Katelynn RoweApril 29, 2026
Signet and AGC Redefine Student Success with Trade Excellence Awards in Western Kentucky
Signet and AGC Redefine Student Success with Trade Excellence Awards in Western Kentucky
Katelynn RoweApril 29, 2026
37,000+ Surcharge-Free ATMs Are Coming Soon to Signet Members
37,000+ Surcharge-Free ATMs Are Coming Soon to Signet Members
Katelynn RoweApril 9, 2026
Introducing Signet Tidbits: Tips from the Team
Introducing Signet Tidbits: Tips from the Team
Katelynn RoweApril 8, 2026
Lone Oak Branch Update
Lone Oak Branch Update
Katelynn RoweApril 8, 2026
Signet Federal Credit Union Breaks Ground on Future Southside Branch
Signet Federal Credit Union Breaks Ground on Future Southside Branch
Katelynn RoweMarch 31, 2026
The Voices That Built Signet Receive National Award
The Voices That Built Signet Receive National Award
Katelynn RoweMarch 27, 2026
Spring Into Something New at Signet
Spring Into Something New at Signet

Discover what’s new at Signet Federal Credit Union this spring, including contactless debit and credit cards, upcoming digital banking improvements, and how member feedback is shaping the future of your credit union.

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Katelynn RoweMarch 16, 2026
Welcome to the Signet Family - We're Glad You're Here!
Welcome to the Signet Family - We're Glad You're Here!
Katelynn RoweMarch 12, 2026
Why Now Is the Perfect Time to Become a Signet Member
Why Now Is the Perfect Time to Become a Signet Member
Katelynn RoweMarch 12, 2026
Signet Federal Credit Union Promotes Six Leaders to Carry Forward 87-Year Legacy
Signet Federal Credit Union Promotes Six Leaders to Carry Forward 87-Year Legacy
Katelynn RoweMarch 3, 2026
Katelynn Rowe Named 2026 Young Leader of the Year Finalist by Paducah Chamber and The Paducah Sun
Katelynn Rowe Named 2026 Young Leader of the Year Finalist by Paducah Chamber and The Paducah Sun
Katelynn RoweJanuary 28, 2026
Rachel Morris Selected as National “Crashing the GAC” Advocacy Leader
Rachel Morris Selected as National “Crashing the GAC” Advocacy Leader
Katelynn RoweJanuary 28, 2026
Signet Federal Credit Union Returns Nearly $1.8 Million to Members in Historic Giveback
Signet Federal Credit Union Returns Nearly $1.8 Million to Members in Historic Giveback
Katelynn RoweJanuary 22, 2026
Credit Union vs. Bank What’s the Difference—and Why It Matters
Credit Union vs. Bank What’s the Difference—and Why It Matters
Katelynn RoweJanuary 12, 2026Signet Federal Credit Unioncredit union vs bank, difference between credit unions and banks, credit union benefits, member-owned financial institution, people first banking, community banking, choosing a credit union, credit union education, banking basics, financial education, Signet Federal Credit Union, why choose a credit union, local banking, not-for-profit banking
Why Credit Unions Focus on People, Not Shareholders
Why Credit Unions Focus on People, Not Shareholders
Katelynn RoweJanuary 12, 2026credit unions, member-owned credit union, people first banking, not-for-profit financial institution, credit union vs bank, community focused banking, cooperative banking model, financial education, local financial institution, Signet Federal Credit Union, why choose a credit union, credit union benefits, banking values, community banking
What to Expect When Opening Your First Account
What to Expect When Opening Your First Account
Katelynn RoweJanuary 12, 2026opening your first account, first bank account, how to open a checking account, new account basics, banking for beginners, credit union membership, what you need to open an account, financial education, banking basics, Signet Federal Credit Union, joining a credit union, first time banking, account opening guide
Traveling Soon? What to Do Before You Go
Traveling Soon? What to Do Before You Go
Katelynn RoweJanuary 12, 2026travel banking tips, traveling with debit card, travel notice bank, travel note credit union, debit card while traveling, banking before travel, fraud alerts while traveling, financial travel checklist, Signet Federal Credit Union, mobile banking while traveling, debit card tips, vacation banking preparation
Why Deposits Sometimes Have Holds and What That Means for Your Money
Why Deposits Sometimes Have Holds and What That Means for Your Money
Katelynn RoweJanuary 12, 2026deposit holds, why funds are not available, deposit hold explanation, fund availability, mobile deposit holds, check deposit processing, banking basics, pending deposits, available balance vs current balance, financial education, Signet Federal Credit Union, deposit processing time
How Deposits & Withdrawals Are Processed and Why Timing Matters
How Deposits & Withdrawals Are Processed and Why Timing Matters
Katelynn RoweJanuary 12, 2026deposit processing, withdrawal processing, banking transaction timing, pending vs posted transactions, available balance, fund availability, mobile deposit timing, ACH processing, banking basics, financial education, Signet Federal Credit Union, understanding bank transactions
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Loan Rates Online Services Financial Education Why Signet FCU?

We're Not a Bank...We're a Credit Union!

At Signet Federal Credit Union, we take the security and safety of our members' funds very seriously. We are proud to be protected by the National Credit Union Administration (NCUA), which provides federal insurance on deposits up to $250,000 per individual depositor. Our members can have peace of mind knowing that their money is safe and secure at our credit union, and that we are committed to keeping your funds within our community.

Learn More

We’re in the business of helping our members take control and take flight in financial living.

Contact Us

Toll-Free: (800) 795-2555
Phone: (270) 443-5261
Email: signet@signetfcu.com
Routing # 283980099
Office Hours: Mon-Fri 9:00 a.m. - 5:00 p.m.

Branch Locations

Pecan, Paducah (view map)
South Side Paducah (view map)
New Holt, Paducah (view map)
Mayfield (view map)
Lone Oak - Temporarily Closed

Privacy Notice (click here)
For Sale by Signet (click here)
Switch to Signet (click here)
Employment Application (click here)
Wiring Instructions (click here)

One Book. All the Info. (Click Here)

*APR = Annual Percentage Rate. Rate based on creditworthiness and term of loan.
**APY = Annual Percentage Yield. Rates are subject to change at any time and are not guaranteed.
We provide links to third party partners, independent from Signet FCU. These links are provided only as a convenience. We do not manage the content of those sites. The privacy and security policies of external websites will differ from those of Signet FCU.

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