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(800) 795-2555
|Routing # 283980099
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(800) 795-2555
|Routing # 283980099
Employment Application Member Protection CenterHomeVisit Instagram PageVisit Facebook Page
Accounts Checking Debit Card Savings Certificates Retirement Savings Christmas Savings Vacation Savings Loans Auto Loans Recreational Mortgage Loans Credit Card Loan Rates Loan Payment Options Pay My Loan Loan Calculators Online Services About Become A Member Welcome New Members Education Blog Locations & Hours Our Mission & History Troubleshooting & FAQ Career Opportunities Education Privacy Policy Volunteer Opportunities BanzaiOnline Banking Login
Signet FCU
Katelynn Rowe Named 2026 Young Leader of the Year Finalist by Paducah Chamber and The Paducah Sun
Katelynn Rowe Named 2026 Young Leader of the Year Finalist by Paducah Chamber and The Paducah Sun
Katelynn RoweJanuary 28, 2026
Rachel Morris Selected as National “Crashing the GAC” Advocacy Leader
Rachel Morris Selected as National “Crashing the GAC” Advocacy Leader
Katelynn RoweJanuary 28, 2026
Signet Federal Credit Union Returns Nearly $1.8 Million to Members in Historic Giveback
Signet Federal Credit Union Returns Nearly $1.8 Million to Members in Historic Giveback
Katelynn RoweJanuary 22, 2026
Credit Union vs. Bank What’s the Difference—and Why It Matters
Credit Union vs. Bank What’s the Difference—and Why It Matters
Katelynn RoweJanuary 12, 2026Signet Federal Credit Unioncredit union vs bank, difference between credit unions and banks, credit union benefits, member-owned financial institution, people first banking, community banking, choosing a credit union, credit union education, banking basics, financial education, Signet Federal Credit Union, why choose a credit union, local banking, not-for-profit banking
Why Credit Unions Focus on People, Not Shareholders
Why Credit Unions Focus on People, Not Shareholders
Katelynn RoweJanuary 12, 2026credit unions, member-owned credit union, people first banking, not-for-profit financial institution, credit union vs bank, community focused banking, cooperative banking model, financial education, local financial institution, Signet Federal Credit Union, why choose a credit union, credit union benefits, banking values, community banking
What to Expect When Opening Your First Account
What to Expect When Opening Your First Account
Katelynn RoweJanuary 12, 2026opening your first account, first bank account, how to open a checking account, new account basics, banking for beginners, credit union membership, what you need to open an account, financial education, banking basics, Signet Federal Credit Union, joining a credit union, first time banking, account opening guide
Traveling Soon? What to Do Before You Go
Traveling Soon? What to Do Before You Go
Katelynn RoweJanuary 12, 2026travel banking tips, traveling with debit card, travel notice bank, travel note credit union, debit card while traveling, banking before travel, fraud alerts while traveling, financial travel checklist, Signet Federal Credit Union, mobile banking while traveling, debit card tips, vacation banking preparation
Why Deposits Sometimes Have Holds and What That Means for Your Money
Why Deposits Sometimes Have Holds and What That Means for Your Money
Katelynn RoweJanuary 12, 2026deposit holds, why funds are not available, deposit hold explanation, fund availability, mobile deposit holds, check deposit processing, banking basics, pending deposits, available balance vs current balance, financial education, Signet Federal Credit Union, deposit processing time
How Deposits & Withdrawals Are Processed and Why Timing Matters
How Deposits & Withdrawals Are Processed and Why Timing Matters
Katelynn RoweJanuary 12, 2026deposit processing, withdrawal processing, banking transaction timing, pending vs posted transactions, available balance, fund availability, mobile deposit timing, ACH processing, banking basics, financial education, Signet Federal Credit Union, understanding bank transactions
Pending vs. Posted Transactions: What the Difference Means for Your Account
Pending vs. Posted Transactions: What the Difference Means for Your Account
Katelynn RoweJanuary 12, 2026pending transactions, posted transactions, pending vs posted, available balance, current balance, debit card transactions, transaction processing, banking basics, mobile banking education, financial education, Signet Federal Credit Union, understanding bank transactions
Why We Ask for ID: Even When We Know You
Why We Ask for ID: Even When We Know You
Katelynn RoweJanuary 12, 2026ID requirements, why banks ask for ID, teller line policies, in-branch banking, identity verification, banking safety, member experience, banking basics, financial education, Signet Federal Credit Union, fraud prevention, account verification
Why Refinance with Signet
Why Refinance with Signet
Katelynn RoweJanuary 12, 2026refinancing loans, why refinance, credit union refinancing, auto loan refinance, mortgage refinance, HELOC refinance, consumer loan refinance, loan rebates, credit union loans, financial education, Signet Federal Credit Union, local lending, people first banking
Debit Card Fraud Alerts: What to Expect
Debit Card Fraud Alerts: What to Expect
Katelynn RoweJanuary 12, 2026debit card fraud alerts, fraud alert explanation, debit card security, card transaction alerts, fraud prevention, debit card protection, mobile banking alerts, banking safety tips, financial education, Signet Federal Credit Union, card declined explanation, fraud monitoring
Why Everyday Banking Feels Different at Signet
Why Everyday Banking Feels Different at Signet
Katelynn RoweJanuary 9, 2026everyday banking, credit union experience, member focused banking, people first banking, community banking, personalized service, local credit union, banking relationships, financial education, Signet Federal Credit Union, member owned banking, why choose a credit union, banking with trust
Why Members Choose Signet for Their Loans  | Auto • Mortgage • HELOC • Refinance
Why Members Choose Signet for Their Loans | Auto • Mortgage • HELOC • Refinance
Katelynn RoweJanuary 9, 2026credit union loans, why choose Signet, auto loans, mortgage loans, HELOC, loan refinancing, local lending decisions, relationship based lending, people first banking, member owned credit union, loan officer support, financial education, Signet Federal Credit Union, community lending
What Is a Contactless Debit or Credit Card — and How Do I Get One?
What Is a Contactless Debit or Credit Card — and How Do I Get One?

Tap-to-pay makes everyday purchases quicker and easier. Learn what a contactless debit or credit card is, how it works, and how to get one from Signet.

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Katelynn RoweDecember 26, 2025Contactless, tap to pay, tap card, debit, credit, cards
What Is a Digital Wallet (Apple and Google Pay)? And How to Set It Up
What Is a Digital Wallet (Apple and Google Pay)? And How to Set It Up

Learn what a digital wallet is, how Apple Pay and Google Pay work, and how to add your card in just a few minutes. This step-by-step guide walks you through secure, contactless payments with help from our how-to video.

Read More
Katelynn RoweDecember 26, 2025Apple Pay, Google Pay, Digital Pay, Add Card to Wallet, Digital
Financially Fabulous Christmas with Signet
Financially Fabulous Christmas with Signet
Katelynn RoweDecember 1, 2025
 Gobble Up the Savings This Thanksgiving with a Little Help from Signet
Gobble Up the Savings This Thanksgiving with a Little Help from Signet
Katelynn RoweNovember 1, 2025
Celebrate Halloween with a Financially Savvy Twist from Signet
Celebrate Halloween with a Financially Savvy Twist from Signet
Katelynn RoweOctober 1, 2025
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Loan Rates Online Services Financial Education Why Signet FCU?

We're Not a Bank...We're a Credit Union!

At Signet Federal Credit Union, we take the security and safety of our members' funds very seriously. We are proud to be protected by the National Credit Union Administration (NCUA), which provides federal insurance on deposits up to $250,000 per individual depositor. Our members can have peace of mind knowing that their money is safe and secure at our credit union, and that we are committed to keeping your funds within our community.

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We’re in the business of helping our members take control and take flight in financial living.

Contact Us

Toll-Free: (800) 795-2555
Phone: (270) 443-5261
Email: signet@signetfcu.com
Routing # 283980099
Office Hours: Mon-Fri 9:00 a.m. - 5:00 p.m.

Branch Locations

Pecan, Paducah (view map)
South Side Paducah (view map)
New Holt, Paducah (view map)
Lone Oak (view map)
Mayfield (view map)

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For Sale by Signet (click here)
Switch to Signet (click here)
Employment Application (click here)

One Book. All the Info. (Click Here)

*APR = Annual Percentage Rate. Rate based on creditworthiness and term of loan.
**APY = Annual Percentage Yield. Rates are subject to change at any time and are not guaranteed.
We provide links to third party partners, independent from Signet FCU. These links are provided only as a convenience. We do not manage the content of those sites. The privacy and security policies of external websites will differ from those of Signet FCU.

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