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Whether you’re buying a car, preparing for a mortgage, or dialing in a payoff plan, our calculators help you test ideas before you make a move. Then, Banzai’s interactive coaches turn those numbers into real-world skills.
Auto: Use Auto Payment to estimate monthly payments and Auto Affordability to find a target price that fits your budget.
Mortgage: Start with Mortgage Payment and Home Affordability. If you’re comparing refinancing, try Refi Break-Even to see how long savings take to catch up with costs.
Visit our Banzai Calculators page. Each tool opens in a new tab and lets you adjust the numbers in real time.
Enter price, down payment, loan term, and estimated rate. Then adjust the sliders to see how your payment changes. Aim for a monthly number that leaves room for savings and your essentials.
After you get a ballpark payment, compare it to our current rates to tighten your estimate.
Rates and terms are subject to change and may vary based on creditworthiness. Membership required.
Our free Banzai library takes you deeper with interactive lessons, short articles, and coaches that walk you through decisions like buying a car, building credit, or preparing for homeownership.
Compare financing vs. cash, insurance costs, and ownership expenses. End with a personalized plan.
Estimate affordability, down payment strategies, and what to expect at closing.
Learn how scores work, why interest rates change with credit, and simple ways to build history.
When your plan looks right, we’ll help you take the next step — whether that’s a quick pre-qualification, a mortgage conversation, or an auto application you can finish online.
No — calculators give you a helpful estimate. Final terms depend on your application, credit, and underwriting.
Absolutely. Bring a screenshot to any branch or contact us online — we’ll walk through your numbers together.
Check out our Banzai library for free, self-paced lessons and coaches designed for real life.
Enter the term, rate and desired payment; the loan total will be calculated for you.
*The accuracy of this calculator and its applicability to your circumstances is not guaranteed. Results should be discussed with a qualified professional before any product purchases or loan commitments are made.
Enter the term, rate and loan amount; the loan payment will be calculated for you.
*The accuracy of this calculator and its applicability to your circumstances is not guaranteed. Results should be discussed with a qualified professional before any product purchases or loan commitments are made.
This calculator will show you how much you can save if you make half of your mortgage payment every two weeks instead of making a full mortgage payment once a month. In effect, you are making one extra mortgage payment per year!
*The accuracy of this calculator and its applicability to your circumstances is not guaranteed. Results should be discussed with a qualified professional before any product purchases or loan commitments are made.
This calculator will help you to decide whether or not you should refinance your current mortgage at a lower interest rate. Not only will this calculator calculate the monthly payment and net interest savings, but it will also calculate how many months it will take to break even on the closing costs.
*The accuracy of this calculator and its applicability to your circumstances is not guaranteed. Results should be discussed with a qualified professional before any product purchases or loan commitments are made.
To calculate the future value of a monthly investment, enter the beginning balance, the monthly dollar amount you plan to deposit, the interest rate you expect to earn, and the number of years you expect to continue making monthly deposits, then click the "Compute" button.
*The accuracy of this calculator and its applicability to your circumstances is not guaranteed. Results should be discussed with a qualified professional before any product purchases or loan commitments are made.
To calculate the future value of a one-time, lump-sum investment, enter the dollar amount invested, the interest rate you expect to earn, and the number of years you expect to let the investment grow, then click the "Compute" button.
*The accuracy of this calculator and its applicability to your circumstances is not guaranteed. Results should be discussed with a qualified professional before any product purchases or loan commitments are made.
At Signet Federal Credit Union, we take the security and safety of our members' funds very seriously. We are proud to be protected by the National Credit Union Administration (NCUA), which provides federal insurance on deposits up to $250,000 per individual depositor. Our members can have peace of mind knowing that their money is safe and secure at our credit union, and that we are committed to keeping your funds within our community.
