Start With Signet

Enhance your retirement portfolio or boost your savings goals with a Signet Share Certificate. If you're planning for the future or aiming to achieve short-term objectives, our Share Certificate offers a smart solution. Take the first step towards your financial success and give us a call today!

Share Certificate Rates:

12-months 5.25% APY*

6-Months 5.00% APY*

24-Months 4.75% APY*

*APY=Annual Percentage Yield. This APY is correct as of 2/23/2024. Minimum Balance Requirement to open this account is $1,000.00. You must maintain a balance equal to the minimum balance required to open your account each day to obtain the disclosed annual percentage yield and to keep your account open. Your account will mature at the end of the promotional term you selected, and will automatically renew into a 12-Month certificate at the rate offered at maturity if you take no action, and you will have a grace period of ten calendar days following the Maturity Date to make deposits and/or withdrawals without penalty. If funds are withdrawn before maturity, a penalty of 90 days interest will be imposed. Once your account is established, you may not make additional deposits into the certificate. Signet is Federally Insured by NCUA.

Certificate Accounts

Share Certificates

Grow your hard-earned savings without the risk of the stock market with a Signet Share Certificate. We offer a variety of certificates to meet your unique investing needs, allowing you to save short-term with higher dividends than a typical savings account. Rates and terms are adjusted periodically to reflect market conditions and are available upon request. Minimum deposit is $1,000.00.

IRA Certificate

Begin planning for your retirement today by opening an IRA with Signet! Make tax-deductible contributions year after year, deferring taxes until you begin making distributions. With an IRA, earned dividends are calculated by the average daily balance method and credited to your account monthly or quarterly. A choice of fixed-rate or variable-rate IRAs is available.

Roth IRA Certificate

Secure your retirement future with a Roth IRA and witness your savings flourish. benefit from enhanced flexibility, granting you greater access to your contributions throughout the duration of the account. Experience the peace of mind that comes with a Roth IRA, offering more control and financial freedom as you save for the years ahead. Maximize your retirement potential today!

We're Not a Bank...We're a Credit Union!

At Signet Federal Credit Union, we take the security and safety of our members' funds very seriously. We are proud to be protected by the National Credit Union Administration (NCUA), which provides federal insurance on deposits up to $250,000 per individual depositor. Our members can have peace of mind knowing that their money is safe and secure at our credit union, and that we are committed to keeping your funds within our community.

Certificates - Achieve Your Financial Goals Effortlessly