Welcome, New Members! | Signet FCU
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Welcome to the Signet Family! 🎉

We’re thrilled you chose a community‑first partner. Explore this interactive page to log in, grab the app, switch to Signet, share your story, and discover the perks of membership.

Proudly serving Western Kentucky — since 1939

From one small room by the railroad to 20,000+ members today — your goals are why we do what we do.

Why Signet?

For over 85 years, we’ve put people first. With five branches and powerful digital tools, you get local service wherever you are.

What you can expect

Personalized service: We’re your local credit union, open Mon–Fri, 9:00 AM–5:00 PM.
More services & benefits: Savings, checking, loans, and more — built around you.
Modern tools: Easy online banking, mobile app, and 24/7 DATA phone system.
Financial counseling: One‑on‑one help at our Mayfield branch (402 Charles Dr.).
Banzai® learning: Free interactive lessons for every season of life.
Community focus: Your membership fuels local impact.

Enroll & Log In

Set up online banking and personalize your dashboard.

Direct Deposit

Share our routing number and your account number with your employer to get paid faster.

Routing:

Mobile App

Deposit checks, transfer, pay bills, manage cards — anywhere.

Plan

Calculators

Test payments, compare terms, and plan your budget.

Open Calculators
Learn

Banzai®

Interactive lessons on credit, buying a car, homeownership, and more.

Explore Banzai
Borrow

Loans

Auto, mortgage, personal, refinance — find your best fit.

See Loan Rates

Member Protection Center

Scam alerts, security tips, and how‑tos — all in one place.

Open Protection Center

Share Your Signet Story

Your journey inspires our community. Celebrate the credit union difference.

From the Rail Yard to Right Now

Signet is the oldest financial institution founded in Paducah that remains in operation. Tap stops to ride the rails through our history.

1939: Began as I.C.G. Railroad Credit Union in the Illinois Central Railroad freight house basement — serving railroad employees and families.
1960s–1970s: Membership and services expand with the community.
1980s–1990s: From Paducah Federal Credit Union to Signet FCU — reflecting broader service and vision.
2000s–2010s: Online banking and mobile tools roll out to meet members anywhere.
2024: Celebrated 85 years and confirmed our status as Paducah’s oldest still‑operating, Paducah‑founded financial institution.

Share Your Signet Story

Your journey inspires our community. We’ll celebrate the credit union difference by sharing member stories that sparked first cars, dream homes, new beginnings, and helping hands.

Share your Signet Story

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Signet is the oldest financial institution founded in Paducah that remains in operation.

Starting as a single volunteer in the basement of the Illinois Central Railroad freight house, our credit union was established in June 1939 to serve railroad employees, pensioners, and their families.

Over the years, it has grown into a community-driven institution serving over 20,000 members across Western Kentucky. This growth is thanks to our dedicated team of 60 employees and the unwavering support of loyal members like you.

To mark our 85th anniversary in 2024, we conducted research with a local historian and confirmed that Signet Federal Credit Union is the oldest financial institution founded in Paducah that remains in operation.

From our beginnings as I.C.G. Railroad Credit Union to our transformation into Paducah Federal Credit Union and finally Signet Federal Credit Union, we've undergone significant changes guided by the loyalty and hard work of our volunteer board of directors and members.

As we celebrate this milestone, we look forward to many more years of fostering growth, serving our community, and achieving shared success.

 

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