What Is a Contactless Debit or Credit Card — and How Do I Get One?
Quick Answer: What Is a Contactless Card?
A contactless debit or credit card lets you tap your card on the payment terminal instead of inserting it or swiping. If you see the small wave-like symbol on your card or at checkout, you’re good to go.
Contactless cards use short-range technology to make everyday purchases faster and easier.
Why Members Love Contactless Cards
✔ Fast & convenient — Just tap and go
✔ Easy to use — No inserting or swiping
✔ Less wear on your card — Fewer physical connections
✔ Widely accepted — Works at most grocery stores, gas stations, restaurants, and retailers
If you enjoy the ease of Apple Pay or Google Pay, a contactless card gives you that same tap-to-pay convenience — no phone required.
How Do Contactless Debit & Credit Cards Work?
When you tap your card on a compatible terminal:
Hold your card near the terminal
The terminal reads your card information
Your payment processes and you’re on your way
📌 You’ll know it worked when you hear a beep, see a checkmark, or get an on-screen confirmation.
How to Get a Contactless Card from Signet
You have two simple options:
Option 1: Visit a Signet Branch
Need one right away?
➡️ Stop by your local branch and we can print a contactless debit or credit card for you on the spot.*
*Fees may apply.
This is a great option if:
Your current card doesn’t have tap-to-pay
Your card is damaged or no longer working properly
You’d like the updated style immediately
Option 2: Automatic Replacement at Expiration
Already have a card that’s close to expiring?
✔ When your current card reaches its expiration date,
✔ A new contactless card will automatically be mailed to you
No extra steps needed — just activate it when it arrives and start tapping.
💡 Tip: Many members choose to use both — a contactless card and a digital wallet — for everyday flexibility.
Common Questions
Can I still insert or swipe my card?
Yes. Tap-to-pay is optional. Your card works the same ways you’re used to.
Where can I use it?
Anywhere you see the contactless symbol at checkout.
Ready to Tap and Go?
If your card doesn’t have tap-to-pay yet, we’re happy to help.
✔ Stop by a Signet branch to have one printed
✔ Or wait for your automatic contactless upgrade at expiration
Simple. Convenient. Everyday banking made easier.