What Is a Digital Wallet (Apple and Google Pay)? And How to Set It Up
Featured Video: How to Add Your Card to Apple & Google Pay
📹 Watch this step-by-step tutorial: How to: Add Card to Digital Wallet - YouTube
What Is a Digital Wallet?
A digital wallet is a convenient way to store your debit or credit card on your phone, smartwatch, or tablet so you can pay in stores, online, and in apps without needing your physical card.
Popular digital wallets include:
Apple Pay — for iPhone, Apple Watch, iPad, and Mac users
Google Pay — for Android devices
📊 Digital wallets are protected by multiple layers of security like device-specific codes, biometrics (Face ID or fingerprint), and encryption.
Why Use a Digital Wallet?
✅ Faster checkouts — Just tap to pay — no wallet or PIN required
✅ More secure layers— Your real card number isn’t shared with merchants
✅ Track transactions easily — See recent purchases right on your device
✅ Works in-store & online — Compatible with apps and contactless payments
How to Add Your Card to Apple Pay
Open the Wallet app on your iPhone
Tap “+” (Add Card)
Follow the prompts to add your debit or credit card
Verify your card through a text/email confirmation
Once verified, your card is ready to use!
👉 For exact steps and visuals, watch our video tutorial above.
How to Add Your Card to Google Pay
Install the Google Pay app from the Play Store
Open the app & tap “+ Payment Method”
Enter your card information or scan it
Verify your card (via SMS or email code)
Your card is now ready to tap and pay
📌 TIP: Make sure your phone is unlocked and NFC is ON when you pay in-store.
How to Use Digital Wallets When You Pay
In-Store (Contactless Tap)
Look for the contactless symbol at checkout
Wake your device
Hold it near the terminal
Payment confirms with a vibration, sound, or checkmark
Online or In Apps
Select Apple Pay or Google Pay at checkout
Confirm using Face ID, Touch ID, or device unlock
Frequently Asked Questions
Q: Is Apple Pay safer than a regular card swipe?
Apple Pay uses tokenization, meaning your real card number is never shared with the merchant.
Q: Can I use digital wallets for subscriptions?
Absolutely — Apple Pay and Google Pay work for recurring payments where supported.
Q: Does it cost anything to use?
No — digital wallets are free to use with your credit union card.
Ready to Use Your Digital Wallet?
Whether it’s Apple Pay or Google Pay, adding your credit union card just takes a few minutes — and you’ll enjoy faster, safer checkout everywhere you shop.
📹 Start with our video tutorial:How to: Add Card to Digital Wallet - YouTube