Welcome to the Signet Family - We're Glad You're Here!
Becoming a member of Signet Federal Credit Union is more than opening an account — it’s joining a community built on trust, relationships, and the belief that people are stronger when they support one another.
We’re truly glad you’re here.
For more than 87 years, Signet has been helping families across Western Kentucky reach their financial goals while strengthening the communities we serve. What began in 1939 with one volunteer in the basement of the Illinois Central Railroad freight house has grown into a member-owned credit union serving more than 20,000 people today.
But one thing has never changed: our mission to put people first.
What Membership Means at Signet
Unlike traditional banks, Signet is a credit union. That means our members are also our owners.
Instead of profits going to shareholders, earnings are returned to members through better rates, fewer fees, and improved services designed to help you succeed financially.
Membership at Signet means you have a financial partner that:
Knows your name
Listens to your goals
Helps you make confident financial decisions
Supports the community you live in
When our members succeed, our community succeeds.
What You Can Expect as a New Member
Your membership opens the door to a full range of financial tools and resources designed to make managing your money simple and accessible.
At Signet, you’ll find:
Personalized service from a local team that cares about your financial journey
Savings, checking, and loan options designed around real life
Modern digital tools including mobile banking and online services
Free financial education resources through programs like Banzai®
One-on-one financial counseling available at our Mayfield branch
Whether you’re opening your first account, financing a vehicle, or planning your next big step, our team is here to help.
Getting Started as a New Member
If you’ve recently joined Signet, here are a few quick steps to make the most of your membership.
Set Up Online Banking
Enroll in online banking so you can manage your accounts anytime, anywhere. You’ll be able to transfer funds, pay bills, and view account activity with ease.
Download the Mobile App
With the Signet mobile app, your credit union travels with you. Deposit checks, monitor balances, and manage your accounts directly from your phone.
Set Up Direct Deposit
Direct deposit makes payday easier by automatically placing your funds into your account.
Explore Your Member Benefits
From loans and savings options to financial education resources, your membership gives you access to tools that support your financial goals.
A Legacy Built on Community
Signet’s story began with a simple idea: people helping people.
What started as a credit union for railroad workers has grown into a community-driven financial institution serving families across Western Kentucky.
Every new member becomes part of that legacy.
Your membership helps us continue investing in local communities, supporting financial education, and building opportunities for future generations.
We’re Glad You’re Here
Thank you for choosing Signet Federal Credit Union.
We’re honored to be part of your financial journey and look forward to serving you for years to come.
Because at Signet, banking isn’t just about accounts — it’s about people.
And together, we’re building something stronger.