Why Save With Signet?
Let your money work for you. Accrue interest at higher rates with Signet savings accounts. As a non-profit, we have the ability to funnel all profits to benefit you through higher rates.
Avoid Monthly Fees
It’s your money, and we won’t charge you for entrusting it to our care. Deposit money, accrue interest, and take that step toward financial freedom without worrying about any hidden fees.
Customize to Your Needs
We offer a variety of account types to meet your every financial goal. Whether you’re looking to simply save money or save for the holidays, a vacation or college, we’ve got you covered.
Find the Account that Fits Your Unique Needs
Take that next step in controlling your finances with a traditional savings account.
You’ve already got a growing savings account, but you’re looking to open another for various reasons – we’ve got you covered!
The holidays always have a way of sneaking up on us, don’t they? With a Christmas savings account, save through the year to avoid holiday stress!
Combined with Payroll Deduction or Direct Deposit, this account builds throughout the year, and a check is sent to you automatically before the holidays arrive.
Planning a vacation or other special need, but short on the money? Combined with Payroll Deduction or Direct Deposit, this account builds throughout the year. Withdraw just in time for those family vacations! It’s your money, and we won’t charge you a monthly fee for entrusting it to our care.
Health Savings Account
Take control of your health care costs with a flexible Health Savings Account, empowering you to make your own health care decisions. And, since you are the owner of your HSA, it doesn’t matter what your job status is or whether your employer makes contributions to your plan. Your HSA will always follow you. We also offer a health savings debit card for members to use.
Coverdell Education Savings
Seeing a child work toward a college degree is a parent’s dream, but with rapidly escalating costs of higher education, this dream can become a financial nightmare. The sole purpose of an Education Savings Account (ESA) is to help you pay for your child’s education expenses, such as tuition, fees, books, supplies, equipment, and in some cases, room and board and computers. Earnings grow tax-free if distributions are used for qualified education expenses.
Savings Rates declared by the Board of Directors for 2nd Quarter 2019
|Account Type||Average Daily Balance||Rate||APY|
|Regular & Special Savings||$25,000.01 and above||1.15%||1.16%|
|$10,000.01 – 25,000.00||1.00%||1.00%|
|$5,000.01 – 10,000.00||0.75%||0.75%|
|$5.00 – 5,000.00||0.50%||0.50%|
|Christmas Savings||$5.00 and above||0.50%||0.50%|
|Vacation Savings||$5.00 and above||0.50%||0.50%|
*Interest rates and dividends are determined by the average daily balance method and credited to your account quarterly.
When you open a simple $5 savings account, you have access to:
- New & Used Car Value
- VISA Gift Cards
- Payroll Deduction
- Check Cashing/Direct Deposit
- Supplemental Health & Cancer Insurance
- Low-Cost Term Life Insurance
- Financial Counseling
- Wire Transfers
- Amusement Park Tickets
- Money Orders
- Safe Deposit Boxes
- Night Depository Drop Boxes
- Free Notary Service
- Discounted Life & Car Insurance