Take control of your budget with Signet savings

Our focus is solely on serving you and your family, providing you with financial guidance and options to propel your household’s financial health. Create your own financial path forward and begin saving with one of our many savings accounts.

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Why Save With Signet?

Accrue Interest

Let your money work for you. Accrue interest at higher rates with Signet savings accounts. As a non-profit, we have the ability to funnel all profits to benefit you through higher rates.

Avoid Monthly Fees

It’s your money, and we won’t charge you for entrusting it to our care. Deposit money, accrue interest, and take that step toward financial freedom without worrying about any hidden fees.

Customize to Your Needs

We offer a variety of account types to meet your every financial goal. Whether you’re looking to simply save money or save for the holidays, a vacation or college, we’ve got you covered.

Find the Account that Fits Your Unique Needs

Traditional Savings

Take that next step in controlling your finances with a traditional savings account.

Special Savings

You’ve already got a growing savings account, but you’re looking to open another for various reasons – we’ve got you covered!

Christmas Savings

The holidays always have a way of sneaking up on us, don’t they? With a Christmas savings account, save through the year to avoid holiday stress!
Combined with Payroll Deduction or Direct Deposit, this account builds throughout the year, and a check is sent to you automatically before the holidays arrive.

Vacation Savings

Planning a vacation or other special need, but short on the money? Combined with Payroll Deduction or Direct Deposit, this account builds throughout the year. Withdraw just in time for those family vacations! It’s your money, and we won’t charge you a monthly fee for entrusting it to our care.

Health Savings Account

Take control of your health care costs with a flexible Health Savings Account, empowering you to make your own health care decisions. And, since you are the owner of your HSA, it doesn’t matter what your job status is or whether your employer makes contributions to your plan. Your HSA will always follow you. We also offer a health savings debit card for members to use.

Coverdell Education Savings

Seeing a child work toward a college degree is a parent’s dream, but with rapidly escalating costs of higher education, this dream can become a financial nightmare. The sole purpose of an Education Savings Account (ESA) is to help you pay for your child’s education expenses, such as tuition, fees, books, supplies, equipment, and in some cases, room and board and computers. Earnings grow tax-free if distributions are used for qualified education expenses.

Savings Rates declared by the Board of Directors for 2nd Quarter 2022

Account Type Average Daily Balance Rate APY
Regular & Special Savings $25,000.01 and above 0.50% 0.50%
$10,000.01 – 25,000.00 0.35% 0.35%
$5,000.01 – 10,000.00 0.25% 0.25%
$5.00 – 5,000.00 0.15% 0.15%
Christmas Savings $5.00 and above 0.15% 0.15%
Vacation Savings $5.00 and above 0.15% 0.15%

*Interest rates and dividends are determined by the average daily balance method and credited to your account quarterly.

Other Services

When you open a simple $5 savings account, you have access to:

  • New & Used Car Value
  • VISA Gift Cards
  • Payroll Deduction
  • Check Cashing/Direct Deposit
  • Supplemental Health & Cancer Insurance
  • Low-Cost Term Life Insurance
  • Financial Counseling
  • Wire Transfers
  • Money Orders
  • Safe Deposit Boxes
  • Night Depository Drop Boxes
  • Free Notary Service
  • Discounted Life & Car Insurance