We’re a non-profit, so what does that mean?
It means there are no stockholders, which means the profits are used to benefit its membership with higher savings rates, lower loan rates and lower fees for other financial services. In fact, many services are fee free!
Anyone who lives, works, attends church or school, or volunteers in the counties of Ballard, Calloway, Carlisle, Crittenden, Fulton, Graves, Hickman, Livingston, Lyon, Marshall and McCracken can become a member.
Each member is entitled to one vote they can cast to elect a Board of Directors. These people serve by volunteering their time and are responsible for the policies and performance of the credit union.
We highly value our every individual member, our friends and neighbors who make our community unique as a whole. We strive to be the financial lifeline for our community members that need financial help, guidance and advice and equip them to take ownership and action.