Auto Loans As Low As 3.99% APR*

*Annual Percentage Rate: Rates as of January 1, 2023 and subject to change without notice. Credit score, vehicle age, mileage and loan term will determine final rate. Other terms and conditions may apply.  APR on new loans less than $5,000 will be 1% higher.

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As you search for that perfect new (or new to you) car, rest assured that we can quickly loan you what you need. A Signet consumer loan will provide you with a lower rate, better service and fast approval.

*See current auto loan rates. These are subject to change.

What’s the process?

Simply apply for your car loan today: online, in person, by phone or even directly through your car dealer. We make it simple for you to get the car you need, when you need it.

If you are not already a part of the Signet community, don’t wait! At Signet you’ll enjoy many benefits: lower loan rates, higher savings rates and fewer fees. NOTE: Aaccount is necessary for your car loan to finalize. You can open an account with us if you live, work, attend church or school, or volunteer in one of the following counties: Ballard, Calloway, Carlisle, Crittenden, Fulton, Graves, Hickman, Livingston, Lyon, Marshall and McCracken.  

Apply Today

Want to talk with a loan officer? Give us a call or come see us!  (800)795-2555

Found your car? Apply for a loan at your local dealership:

Below you’ll find a list of local dealers we partner with to provide dealer direct loans. So, while you’re finishing up the paperwork for your car purchase, you can also apply for a Signet car loan without leaving the dealership. It’s really that simple!

Allen Auto Sales
Bluegrass Honda / BMW
Chip Wynn Buick / Jeep / Eagle
Larry Stovesand’s Pontiac / GMC
Linwood / Chrysler / Dodge / Hyundai
Paducah Ford
Royal Oaks Chevrolet

Linwood Chrysler / Buick / GMC / Dodge / Jeep / Eagle

Premier Motors

Country Chevrolet / Geo / Pontiac / Olds / Buick / GMC
McCully’s Automotive
Leon Riley Ford / Lincoln / Mercury
David Taylor of Benton / Plymouth / Dodge / Jeep / Eagle

Bennett Auto Outlet
Bennett Motors, Inc.
David Taylor of Mayfield
Seay Motors
Linwood of Mayfield
Perkins Motor Plex
Purchase Ford

David Taylor Automotive
Dwain Taylor Chevrolet
Parker Ford / Lincoln / Mercury
Toyota of Murray

Estimate Your Direct Car Loan Payments


This calculator will help you see how much your loan payments could potentially be. But, this is not a guarantee. There are many factors that go into every loan decision. You will need to call or stop by one of our offices to get pre-qualified for a loan.