About US

75 years ago, we started out helping IC Railroad employees from one basement office.  Now we have the privilede of delivering award winning service to over 18,600 people in the Western Kentucky area.  We provide state of the art, secure electronic financial services in five full service branches.  We're committed to providing the highest quality of services possible. .

A credit union is a financial institution that is chartered as a not-for-profit co-operative to provide financial services to it's members. MEMBERS are the owners of the credit union. There are no stockholders. This means the profits are used to benefit it's membership with higher savings rates, lower loan rates and lower fees for other financial services.  In fact, many services are fee free. Each member is entitled to one vote they can cast to elect a Board of Directors.  These people serve by volunteering their time and are responsible for the policies and performance of the credit union. 

Board of Directors
Gary Midyett Chairman
Gary Knott Vice Chairman
Anne Thurman Secretary
Patsy Hayden Board Member
Tom Hargrove Board Member
Phillip Heady Board Member
Larry Smith Board Member
Supervisory Committee
Danny Crane Chairman
David Forsythe  
Randy Hadfield  
Carlene Scillian President 205
Dale Adams Vice President 206
Cliff Harris Vice President of Operations 211
Margaret Driskill Vice President of Lending 216
Melissa Offutt Southside Branch Manager 305
Jackie Hamblin Lone Oak Branch Manager 406
Michelle Rhoden West End Branch Manager 250
Amber Bucy

Mayfield Branch Manager

Paula Beardsley

Wickliffe Branch Manager

(270) 335-3868
Drew Ramage Senior Loan Officer/Business Lender 209
Betty Kettler Mortgage Lending Officer 251
Rhonda Estes Collection Manager 208
Gayle Harris Operations Asst./EFT Coordinator 210
Pam Stokes Administrative Assistant 212
Ashley Paxton Card Services 207
Cody Grantham Network Administrator 224


Signet Federal Credit Union is federally insured by the National Credit Union Administration. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Membership is limited. NCUA now insures member accounts up to $250,000 - ncua.gov

Equal Housing LenderNCUA

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