Today is April 26th. 2:36 PM CDT | Routing Number: 283980099

Privacy Notice

Signet Federal Credit Union (Signet) has a history of holding its member information and transactions in the highest confidence. Our promise to you, which will be disclosed in this statement   of our privacy practices, will be to maintain your confidence in our protection of your personal nonpublic information.   You are welcome to contact us by our phone number (270) 443-5261 or you may e-mail us if you have additional questions.

 

FACTS

WHAT DOES SIGNET FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number
  • Account balances and payment history
  • Credit history and credit scores
How?

All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Signet Federal Credit Union chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information

Does Signet Federal CU share?

Can you limit this sharing?

For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

No

We don't share

For our marketing purposes - to offer our products and services to you

No

We don't share

For joint marketing with other financial companies

Yes

Yes

For our affiliates' everyday business purposes - information about your transactions and experiences

No

We don't share

For our affiliates' everyday business purposes - information about your creditworthiness

No

We don't share

For our affiliates to market to you

Yes

Yes

For nonaffiliates to market to you

Yes

Yes

 

To limit our sharing

Call Phone Number 800-795-2555

Please note:

If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our member, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

 

Questions?

Call Phone Number 800-795-2555

 

Who We Are?

Who is providing this notice?

Signet Federal Credit Union

 

 

What we do

How does Signet Federal CU protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Signet Federal CU collect my personal information?

We collect your personal information, for example, when you

  • open an account or give us your contact information
  • apply for a loan or show your driver's license
  • give us your income information

We also collect your personal information from others such as credit bureaus, affiliates or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

 

 

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Alliance Institutional Services, LLC

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Plastic card processors (credit, debit, or ATM)
  • Data processors
  • Check/share draft printers

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • CUNA Mutual Group's MEMBERCONNECT
  • Minnesota Life