Today is August 17th. 12:14 PM CDT | Routing Number: 283980099

Mortgage Loans

Signet offers several different mortgage options to its members.

10/1 ADJUSTABLE RATE MORTGAGE

This mortgage rate* is fixed for the first ten years and will be reviewed annually on the last day of the month in which the plan opened. The rate cannot increase or decrease more than one and a half percentage points at each adjustment. The annual percentage rate cannot increase more than 5% above the initial rate or decrease below the floor of 4%. The first mortgage term can be up to 25 years. Contact a loan officer for rates and qualification requirements.

5/1 ADJUSTABLE RATE MORTGAGE

This mortgage rate* is fixed for the first five years and will be reviewed annually on the last day of the month in which the plan opened. The rate cannot increase or decrease more than one percentage point at each adjustment. The annual percentage rate cannot increase more than 5% above the initial rate or decrease below the floor of 3.25%. The first mortgage term is 25 years. A Mobile Home first mortgage term is 20 years. Second mortgages (excludes mobile homes) and Land only terms are 12 years. Contact a loan officer for rates and qualification requirements.

HOME EQUITY LINE OF CREDIT

This mortgage allows you to access the equity you have built in your home. This loan is a variable rate* mortgage and will be reviewed annually on the last day of the month in which the plan opened . The rate cannot increase or decrease more than one percentage point per review. The annual percentage rate cannot increase more than 4% over the life of the loan.  The maximum term for a 1st mortgage is 20 years and 15 years for a 2nd mortgage. Mobile homes are limited to first mortgage only. Contact a loan officer for rates and qualification requirements.

GAP/Debt Protection Loan Calculator

CONSTRUCTION LOANS

This mortgage rate* is fixed for 12 months during the construction of a new home. Contact a loan officer for rates and qualification requirements.

* Contact a Loan Officer for interest rates

 SAFE ACT Disclosure

Estimate your Loan Payments

Use the form below to calculate your estimated loan payments. Do not use any symbols (e.g. $, %, or commas) except for decimal points in the input fields or the form will not calculator correctly. Click the "Calculate" to see your estimated payments.

Loan Amount $
Interest Rate
Term of Loan (yrs)
# of Payments
Monthly Payment $

loan payment calculator is no guarantee of credit.