Signet has established Courtesy Pay as a bonus for members in good standing with checking accounts at Signet. It allows you to write a check beyond the limit of funds in your checking account for a short time. Signet Federal will pay that item as a courtesy for you, saving you the merchant fees, embarrassment, and stress related to having your transactions bounced or denied.
Courtesy Pay is automatically enabled for your account if you are in good standing with a qualifying account. This means Signet will cover transactions to your checking account, and will charge you a fee of $25.00. If you have any questions regarding this new service or would like to opt-out, please visit us in person or call 270-443-5261 for a Member Service Representative.